UK's leading mortgage specialist for Police

  • Over 90 leading UK lenders
  • Police Family - exclusive deals
  • Free advice for all police officers

Mortgage Calculator

How much can I afford? How much will Stamp Duty be? What are the Monthly Payments going to be?

We have provided an easy-to-use Mortgage Affordability Calculator to help you answer all of these questions. You'll just need to enter your total Annual Gross Income and your likely Deposit Amount in £'s and the calculator will immediately show you an illustration - a Mortgage Value estimate, a Recommended House Price and a Stamp Duty amount along with extra information such as the estimated monthly payments and the LTV value (one of the key factors that lenders look at when qualifying borrowers for a mortgage).

The calculator is for Illustration purposes only and is not to be used or considered as financial advice or a mortgage quote. For expert mortgage advice - come and see us or give us a call.

Why Choose Police Mortgages Advice Service?

Our dedicated team of expert mortgage and insurance advisers can help you find the right options for you.

Police Mortgages offers specialist mortgage advice, providing support to help find the most suited mortgage options for you.

  • Expert advice - we have access to over 90 leading UK lenders to help you find the most suitable mortgage
  • Exclusive deals for the Police Family, that are not available elsewhere
  • Free advice for all serving and retired police officers and staff, including family members - we offer the most suitable advice to ensure you get a solution tailored to meet your needs
  • Making it easy for you - we’re here to talk when you’re free, at your convenience

Our police federation partners

We proudly partner with the following police federations

Cambridge police federation
Cheshire police federation
Derbyshire police federation
Manchester police federation
Dorset police federation
Gwent police federation
Hampshire police federation
Humberside police federation
Kent police federation
Lincolnshire police federation
MPF police federation
Suffolk police federation
Surrey police federation

Police mortgages

Police Mortgages is one of the UK’s leading advice firms offering expert mortgage advice, visit our our Head Office in Southampton.

At Police Mortgages we offer a friendly, honest approach when it comes to financial advice. We understand the requirements, pressures and needs of serving and retired officers & staff as over half of our staff are either serving or retired “job” members.

With access to over 90 lenders we will make sure we find you a mortgage to suit your needs, taking into account any post allowances, overtime and other specialist payments that are unique to policing.

Give us a call today, we are confident you will be impressed with what we do!

Customer Reviews

I can’t thank Police Mortgages enough... such patience with me!! A very professional and friendly service. Highly recommended. Many thanks Holly and Claire for all your help..

Andrew Kleywegt

I cannot recommend Police Mortgages enough, from start to finish the service was brilliant and went without any hitches. Will be using again in the future!

Elaine Scott

From start to finish Jacky was brilliant, found us the perfect mortgage and as first time buyers helped us every step of the way through the hurdles and jargon of mortgages. No matter what we asked or what came up she had it covered and got back to us so quickly! Thank you so much!

Tom Ellis

I highly recommend this company. Holly was our point of contact and was extremely helpful, efficient and kept us in the loop at all times. I will be changing my buy to let mortgages next year without a doubt. Thank you Holly.

Debbie Roberts

Chris and his team found my partner and I a mortgage that suited out needs and met all of our requirements. We felt totally confident that we were being offered the best rates available and additional products that suited us. The team were always available at the end of the phone or an email and responded to messages promptly. Despite clearly being a busy office we were offered a personal service and felt as though we were always a priority. We would certainly use the team again in the future.

Katie - Police Constable

Refer a Friend - £25 Thank You!

Do you have a friend, family member or colleague in need of a mortgage and would benefit from our dedicated team of professional mortgage advisors?

Why not refer a friend to Police Mortgages with our referral scheme and get a £25 Gift Voucher. Once your friend’s mortgage application is completed. we’ll send you a £25 Gift Voucher (spend it on one of over 60 brands including John Lewis and Amazon) as a way of thanking you for recommending us to them!

Your Credit Score - Free Check Today

Most mortgage lenders calculate a credit score to help work out whether you’ll be able to repay a loan or mortgage. It’s a good idea to check your credit rating, especially if you are considering a new mortgage application. Your Credit Report could help with your mortgage application. Make sure yours is correct and up to date now with our partners, UK Credit Ratings.

NOTE: A fee of £19.95 per month will apply after your free trial.

Professional Service

Alekosz Sopisz
February 2023

I have only had an initial conversation with Oliver but so far so good. Professional approach, good information on different available deals and products.

Mortgages & Insurance - Impartial Advice

For impartial information about insurance, please visit the website at This provides free and impartial money advice and was set up by the UK Government. Please be aware that by clicking on to the above link you are leaving this website. Please note that we are not responsible for the accuracy of the information contained within the linked sites accessible from this page.

We'll help find the right mortgage for you and your circumstances - we have access to thousands of mortgage deals.

Contact us - we offer a no obligation initial appointment. We pride ourselves on our personal approach and rapid response.

Police Mortgages - Latest News

Let to Buy

If you’re looking to move into a new property but can’t sell your current home, let-to-buy is an option that you could consider.

Large Mortgages

Large mortgages are fairly self-explanatory. They are typically for clients who want a mortgage, or to remortgage their property, at a value of over £750,000.

Maternity income mortgages

If you receiving maternity income, you may be relying on a lender accepting this stream of income on the mortgage application, as part of their income assessment.