First Time Buyer - Police Mortgages
A serving Police Officer or Police Staff Member or family and looking for a suitable mortgage deal as a first time buyer? Did you know that first time buyers can benefit from money-saving offers. Police Mortgages can find the right first time buyer mortgage to suit your needs helping you get your foot on the property ladder.
Help and Advice for First Time Buyers
As a first time buyer, you probably have many questions about how to get a mortgage and which type is suitable for your circumstances. Police Mortgages can help you understand the differences between various offers and ensure you secure a mortgage that fits your situation.
- It is likely you will require a high loan-to-value (LTV) mortgage. A 90% loan to value mortgage will typically have higher fees and rates of interest so it's advisable to speak to qualified mortgage adviser to find the most suitable deal
- We can help you understand and choose from the different types of mortgage available such fixed rate, discount rate, capped or tracker mortgage.
- Police Mortgages can help you assess the other costs involved with purchasing a property including mortgage arrangement fee, survey costs and stamp duty.